CM Punjab T-Cash Card – Complete Guide 2025
The CM Punjab T-Cash Card is a modern, rechargeable smart banking card introduced by Chief Minister Maryam Nawaz Sharif to digitalize fare payments and everyday financial transactions across Punjab. Designed as a unified transport and debit card, it offers citizens a convenient, fast, and cashless way to travel, shop, pay bills, and even withdraw money from ATMs.
This initiative is part of Punjab’s transition towards digital mobility, financial inclusion, and cashless payments, ensuring that citizens enjoy smoother access to daily services without relying on physical cash or multiple cards.
Overview of CM Punjab T-Cash Card
The T-Cash Card provides a single, unified payment system for all major public transportation networks in Punjab, including:
- Metro Bus System
- Orange Line Train
- Speedo Buses
- Electro Buses
- Other registered intra-city transit services
With this smart travel card, commuters no longer need to buy separate tickets or stand in long queues. A simple tap at the station gate ensures quick entry and exit.
Beyond transportation, the T-Cash Card functions as a debit card, enabling users to:
- Pay for shopping
- Make transactions at stores
- Pay utility bills
- Use ATMs for cash withdrawal
- Receive government subsidies (eligible citizens)
This dual functionality makes the card a complete financial companion for everyday use.
Eligibility Criteria
To apply for the T-Cash Card, citizens must meet the following requirements:
- Must be a resident of Punjab
- Must have a NADRA-verified CNIC
- Must comply with State Bank of Pakistan (SBP) regulations
- Anyone who uses public transport in Punjab is eligible
Application Fee
The T-Cash Card is issued at a highly affordable fee of PKR 130.
This one-time fee makes the card accessible to students, workers, and regular commuters across the province.
How to Apply for the CM Punjab T-Cash Card (Step-by-Step)
Citizens can apply using any of the following methods:
1. Apply Through Official Web Portal
- Visit: t-cash.punjab.gov.pk
- Enter your mobile number, CNIC, full name, and password to sign up
- Complete mobile verification through OTP
- Log in to your account
- Open the T-Cash Card Application section
- Enter all required personal details including:
- Gender
- Date of birth
- Address
- CNIC information
- City and province
- Select your Card Delivery Station
- Submit the application
- Pay the issuance fee of PKR 130
After approval, you will be notified through SMS or email.
2. Apply Through Mobile App
- Download the eTransit Punjab mobile app
- Sign up using your CNIC and mobile number
- Complete profile and verification
- Submit the T-Cash Card application through the app
3. Apply Through Helpline 1762
- Call 1762
- Provide your CNIC and required details
- The representative will fill out your application on your behalf
Card Collection Procedure
Once your application is approved, the card is dispatched to the selected station.
You must collect it within:
⦿ 10 Days of Issuance
If the card is not collected in this period, it may be returned and reprocessing will be required.
How to Check Your T-Cash Card Status
You can check the status through:
- Official Web Portal
- eTransit Mobile App
- Helpline 1762
On the portal/app:
- Log in to your account
- Go to T-Cash Card Application
- Your application status (Approved, Pending, or Dispatched) will be shown
Key Features & Benefits
1. Unified Transport Access
Use the card to travel across all registered public transport services without buying separate tickets or tokens.
2. Debit Card Functionality
Use it at retail shops, supermarkets, restaurants, and commercial outlets for secure, cashless payments.
3. ATM Withdrawals
Withdraw money from:
- Bank of Punjab ATMs
- Mastercard network ATMs
Your funds remain secure with PIN-based protection.
4. Wallet Recharge
Recharge using:
- Any ATM
- Mobile banking apps
- Easypaisa
- JazzCash
- Other digital wallets
5. Government Subsidy Integration
Eligible individuals can receive automatic subsidies on:
- Flour
- Sugar
- Ghee
- Fertilizers
- Education fees
6. Financial Inclusion
Helps students, low-income families, and farmers access digital payments easily.
How to Recharge the T-Cash Card
- Log in to your portal/app
- Open My Wallet
- Click Add Credit
- A PSID number will be generated
- Pay using:
- ATM
- Mobile banking apps
- Easypaisa/JazzCash
- Other digital wallets
Your card balance will be updated automatically.
Where Can You Use the T-Cash Card?
You can use it for:
Public Transport
- Metro Bus
- Orange Line Train
- Speedo Bus
- Electro Bus
- Future connected transit systems
Shopping & Retail
- Grocery stores
- Supermarkets
- Restaurants
- Clothing stores
- Digital POS terminals
Financial Services
- ATM cash withdrawals
- Utility bill payments
- Mobile top-ups
- Fuel stations (coming soon)
Important Terms & Conditions
- Only one application per person is allowed
- Issuance fee is non-refundable
- Original CNIC is required at pickup
- Card must be collected within 10 days
- Information must be accurate to avoid rejection
- Authority may update terms without prior notice
Conclusion
The CM Punjab T-Cash Card is a transformational step toward a cashless, efficient, and digital Punjab. By combining transport payments, everyday shopping, banking features, and government subsidies into one card, it simplifies the daily lives of millions of citizens.
Whether you’re commuting on the Metro, buying groceries, paying bills, or withdrawing money, the T-Cash Card ensures:
- Convenience
- Savings
- Security
- Digital empowerment
Punjab residents are encouraged to apply through t-cash.punjab.gov.pk and benefit from this revolutionary public service.
